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SR22 Offenses

SR22 offenses vary from state to state but the need for the SR22 policy remains the same: to inform the state of a lapse in required insurance coverage. A state requires drivers who have committed one or more applicable SR22 offenses to secure an SR22 insurance policy.

Some punishable SR22 offenses might include:

  • Failure to maintain financial responsibility (driving without insurance)
  • Driving while intoxicated (DWI)
  • Driving under the influence (DUI) of a controlled substance
  • Possession of a controlled substance
    • Cannabinoids
      • Marijuana
      • Hashish
    • Opioids & Morphine Derivatives
      • Opium
      • Codeine
      • Heroin
    • Stimulants
      • Cocaine
      • Methamphetamine
      • Ecstasy (MDMA)
    • Hallucinogens
      • LSD

Did You Know?

Some states, like Texas, have implied consent laws that give law enforcement personnel the authority to perform on-the-spot tests for the presence of alcohol and/or a controlled substance. All persons who receive a driver license consent to these tests which may include a blood test, breathalyzer test and/or urine test.

Failure to perform a required substance test will result in the driver’s license being immediately revoked. The state may choose to issue a temporary driver license to the driver until a court appearance has determined the fate of the driver.

Most importantly, the failure to consent to a substance test will be used by the prosecution in the court appearance and may result in a suspension of all driving privileges.

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